Mechanical Protection Plans That Make Sense
We’ve all experienced it. The dealer just charges way too much. Now, American Mercury Insurance Company, a member of Mercury Insurance Group, provides low rates on industry leading coverage to protect you from the financial loss of the mechanical breakdown of your automobile or truck. You can not afford to go without this coverage.
Mechanical Breakdown Protection vs. an Extended Warranty?
Customers many times call up asking us for an extended warranty plan, but this is actually a misnomer, as only the seller or manufacturer of a product can issue or extend a warranty. Each plan is unique and it is important to find a provider that you can count on.
Core Coverages
- Named Exclusion (Broadest Kind)
- Nationwide Coverage
- Any Licensed U.S. Repair Facility
- One Deductible Per Visit
- Transferable Policy
Additional Coverage Options
- Deductibles of $0, $50, or $100
- Special Electronics Package
- Select Classes of Business Usage
Mechanical Protection Plans
As a select provider of Mercury Insurance products, McKenna Insurance Services is your authorized professional insurance agency capable of providing you with a Mercury Mechanical Breakdown Protection Plan. Don’t pay too much as automobile dealers many times increase the cost of warranties over what the actual price is. At McKenna Insurance Services, the rate is always the lowest that American Mercury Insurance Company offers.
Major Features & Benefits
- Nationwide Protection
- Coverage is Available for New & Used Vehicles
- Repairs can be done at any licensed U.S. repair facility – Your Choice
- No Limit to the Number of Claims You Can Make
- 24 Hour Roadside Assistance & Rental Vehicle Assistance
- Tire Road Hazard Protection & Trip Interruption Coverage
- Direct Payment to the Repair Facility
- Coverage is Transferrable Increasing the Resale Value of Your Vehicle
Click here to view the Mercury Mechanical Protection Brochure
Mercury Insurance Mechanical Breakdown Protection Plans
- Platinum Plan (Named Exclusion Coverage- Broadest Plan – Yes, we do sell this!)
- Gold, Silver & Bronze Plans (These are Named Component Coverage Policies. We do not recommended or currently sell these plans)
Named Exclusion vs. Named Component – A Very Big Difference
Plain & simple, named exclusion coverage is the broadest coverage available. It’s the coverage that everyone wants. Some policies (named component) only cover the mechanical components that they specifically list.
The Platinum Protection Plan covers everything that they do not specifically exclude on the policy. This means much broader coverage for you! You will drive much easier knowing that you are protected from unexpected mechanic’s bills.
This Plan Is Not For Everyone
Look, if you don’t follow your vehicles factory recommended maintenance you probably shouldn’t buy these policies. The policy isn’t going to pay for claims in which you were required to do maintenance and you didn’t do it (like changing your oil). This policy is for drivers that care for their vehicles.
Know What You’re Getting… Before You Buy
Before we sell you a policy – we want you to fully understand the policy. This requires a little homework on your part, but it’s well worth it. Most dealers and insurance companies provide you a copy of the policy after you buy it. Alternatively, we provide you with a sample policy to read before you buy a plan. For a very detailed explanation of the coverages in the Platinum Plan, we provide you with a Specimen Mechanical Breakdown Protection Policy.

Hot Tip
Everyone enjoys the low rates with a Mercury Insurance Mechanical Breakdown Policy. As the more expensive your vehicle gets, the more expensive a warranty gets. That’s why Mercedes Benz and BMW owners love our plans. We blow away the competition.
We say “Call your mechanic and ask him what he would recommend.” Mechanics highly recommend a Mercury policy. It’s just the best value.
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Monica at Mercury is always extremely helpful and polite. I've been with mercury for years now and I couldn't imagine being with another company.
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I was very pleased with your professionalism. I greatly appreciated the fact you were able to acomidate our insurance needs so quickly and efficiently. Thank you for allowing my children to play in the office while we were signing papers, that was AWESOME.
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Absolutely splendid service always amazingly friendly and helpful. I’m always happy to come in because I know I will get great service and my problems solve. 🙂
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Over the years I've had to call to get a question answered or solve a problem with my auto loan company. Both times I've contacted them, they responded promptly and given me the information I needed and/or took care of the problem with the loan company. That's what you want in a provider, someone that's willing to help take care of anything that comes up. That's what they do.
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Easy transfer from one car to the next. The service that was provided to me during this transfer was fantastic and I left without having any questions I will recommend McKenna Insurance to anyone who needs insurance.
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I have been with McKenna Insurance for many, many years and recommend them highly. Monica has always been very friendly and courteous but when I lost my husband at the end of last year she went above and beyond her normal capacity to help me navigate through a very overwhelming and devastating time. I will always be grateful for that.
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Monica has always been very helpful in assisting us with finding the best deal on insurance coverage. You could hear her smile right through the phone and she is always available to help and answer questions. I look forward to have her continue to take care of our insurance needs.
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