Get Quality Homeowners Insurance for the California Home You Have Worked So Hard For… without Paying Too Much.
Shopping for Home Insurance is a big deal. You’ve worked your whole life to get to the point of homeownership. Now you need someone you can trust to help you manage your insurable risks as a homeowner. Look, rarely (if ever) is a cookie-cutter home insurance policy going to properly cover you. This is the time to find really good insurance agents that have access to multiple insurance companies that can meet the needs of different homeowners.
McKenna Insurance Services has have the home insurance products and the experience to protect you and your family’s home sweet home.
The Home Insurance Protection that You Need
- Dwelling Protection
- Personal Property
- Personal Liability Protection
- Guest Medical
- Additional Living Expenses
Great Coverage Options
- Extended Replacement Cost
- Building Ordinance & Law Coverage
- Personal Injury Coverage
- Scheduled Personal Property
- Loss Assessment Coverage
Coverages vary from insurance company to insurance company. We help you through the maze of getting the best value in homeowners insurance protection.
Do You Have Enough Coverage to Rebuild Your Home?
It’s sad, but time and time again, we see California homeowners on TV after the devastation of a brush fire. Their lives are turned upside down. Can you imagine that after happens, you discover that you didn’t purchase enough insurance to rebuild your home. It’s a nightmare that we wish upon no one.
We take this home insurance issue to heart, and work with you explain you options, so you understand exactly what you have. And we do our homework to try to make sure that you have enough coverage, always trying to find the fine line of not being under or over insured.
Bundle Your Home + Auto Insurance and Save
Don’t leave money on the table. We help you bundle your home and auto insurance so you can qualify for one of the best discounts that insurance companies offer – the multi-policy discount. If you qualify, the average savings is 14% a year.
Some insurance companies are good at doing auto insurance, while others are good at homeowners insurance. Getting a company that is competitive at both home & auto insurance is where we shine. Our agents work hard to make sure you get the best, without paying more that you need to.
Don’t Be Left Out In The Cold
We see more gaps & deficiencies in home insurance policies than any other insurance product that we offer. As homeowners insurance is a package policy (covering: dwelling, personal property, liability, etc.) it gets complex and truely requires due diligence to get a policy set up the right way. BasePoint Insurance Services agents efficiently gather your information to assess your common loss exposures and present you with a home insurance proposal that is appropriate and competitive. If you have special loss exposures, you will want to communicate these needs to the agents to determine if these special exposures can be covered under your homeowners insurance policy.
What About Earthquake, Flood, or Umbrella Insurance?
Both earthquake and flood are excluded causes of loss under all home insurance policies. You will need to insure these exposures with a separate insurance policy that specializes in protecting you from these catastrophic events. We represent multiple insurance carriers that specialize in earthquake and flood insurance.
And yes, McKenna Insurance Services also offers umbrella / excess liability insurance policies to guard you from the financial damages that exceed the liability protection you have under your auto / homeowners insurance policy.
Honestly, you never know what is going to happen, and you’re better safe than sorry purchasing these valuable insurance products. This protection can mean the difference between having a bad day, and having to go bankrupt.