After a Covered Loss, a Renters Insurance Policy Replaces
Your Personal Property, & Defends You if You are Sued.
Plain & Simple – you worked hard to earn all of your personal property. It would be devastating to have to replace it all.
Just think about it. How much would it cost you to replace all of this stuff and all of the miscellaneous items you have acquired over the years. Below, we list some of the most common items in a household. Can you imagine how much you own in clothing alone?
Core Coverages
- Personal Property
- Personal Liability Protection
- Guest Medical
- Additional Living Expenses
Additional Coverage Options
- Contents Replacement Cost
- Personal Injury Coverage
- Scheduled Personal Property
- Identity Theft Coverage
Renter’s insurance coverages vary from insurance company to insurance company. We help you through the maze of getting the best value in renter’s insurance protection.
Killer Rates,
Shopped Smartly
When choosing an insurance carrier, having choices is a good thing.
Our savings specialists do the legwork for you to shop coverages and rates.
Enjoy competitive rates shopped professionally by your personal agent.
Your Personal Insurance Guide
Insurance rating, coverages and policies can leave anyone scratching their head.
You don't have to go it alone. We're here to help make it easy.
The right coverage at the right price is our only destination.
His Stuff
- TV, PS3 or XBox, Stereo
- Clothes
- Furniture
- Cookware
- Bicycles (special limits)
- Watch (special limits)
- Computers (special limits)
Her Stuff
- TV & Furniture
- Clothes
- Cosmetics
- Cookware
- Treadmill
- Jewelry (special limits)
- Computers (special limits)
What Causes of Loss Are Covered For Property?
Some of the most common causes of loss under a Renters Insurance Policy:
Fire
Theft
Vandalism
Smoke
Explosion
Windstorm
Lightning
Always read your policy to determine applicable coverage and exclusions. Standard exclusions under a renter’s policy would be damage caused by earthquake or flood.
Does Your Landlord Require Renters Insurance?
These days, many apartment complexes / property managers are requiring tenants to secure renter’s insurance before they will grant you access to the rental property. The reasoning behind this is that a renter’s insurance policy includes liability protection. So, in a situation in which you are negligent and cause damage to your unit (maybe you accidentally set fire to the kitchen while cooking up dinner), the interests of the property owner are protected.
We 
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Monica does everything right. Quick and thorough communication. Friendly can-do attitude. I am always completely satisfied with any interaction or insurance needs request. Thank you.
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I love McKenna Insurance Services because they truly care about their customers. My experience thus far has been phenomenal. They go out of their way to make sure you’re well taken care of. Thank you Monica for always accommodating me. And also being so helpful. I can’t thank you enough.
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You can count on my loyalty as as customer, and that's because of your professionalism, outstanding customer service, and very competitive rates. You can count on getting all my insurance business for the foreseeable future!
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You were the only company that made me feel like you wanted my business. You followed through on everything you said you would in writing in a timely and professional manner. I have found your service to be top notch.
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Monica at Mercury is always extremely helpful and polite. I've been with mercury for years now and I couldn't imagine being with another company.
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I was very pleased with your professionalism. I greatly appreciated the fact you were able to acomidate our insurance needs so quickly and efficiently. Thank you for allowing my children to play in the office while we were signing papers, that was AWESOME.
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Absolutely splendid service always amazingly friendly and helpful. I’m always happy to come in because I know I will get great service and my problems solve. 🙂
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Over the years I've had to call to get a question answered or solve a problem with my auto loan company. Both times I've contacted them, they responded promptly and given me the information I needed and/or took care of the problem with the loan company. That's what you want in a provider, someone that's willing to help take care of anything that comes up. That's what they do.
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Monica’s been my insurance broker for over 10 years and always finds the best solutions at optimal prices. Not to mention she’s incredibly responsive and a pleasure to work with. Thank you Monica!
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Easy transfer from one car to the next. The service that was provided to me during this transfer was fantastic and I left without having any questions I will recommend McKenna Insurance to anyone who needs insurance.
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“I have been with McKenna Insurance for many, many years”
I have been with McKenna Insurance for many, many years and recommend them highly. Monica has always been very friendly and courteous but when I lost my husband at the end of last year she went above and beyond her normal capacity to help me navigate through a very overwhelming and devastating time. I will always be grateful for that.
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“Best deal on insurance coverage.”
Monica has always been very helpful in assisting us with finding the best deal on insurance coverage. You could hear her smile right through the phone and she is always available to help and answer questions. I look forward to have her continue to take care of our insurance needs.
— David Stelmachowski, Escondido CA
